Introduction | Financial Independence is the Goal

Hello, and welcome to Pocket Change Lifestyle! Pocket Change Lifestyle is not just a blog or a website about personal finance, but a chronicle of our family’s journey to financial independence (and some accountability too!). But, unlike many others in the financial independence world, we’re not there yet and we’re pretty far off. Yes, you read that right, we’re not financially independent… yet. I’m Mr. Pocket Change, and I along with my wife, Mrs. Pocket Change, are taking steps towards financial independence. We hope to share our journey in hopes of not only exceeding our goal but helping others along the way.


We can all agree that knowledge is power. Learning new skills and sharing life experiences is certainly worth doing. We’re here to share our bit of knowledge about finances and our journey with you in hopes that we can learn together as we walk down this road.

“Ipsa scientia potestas est” (‘knowledge itself is power) – Sir Francis Bacon
“Capable is he who is wise” – Ferdowsi
“A wise man is strong, and a man of knowledge enhances his might” – Proverbs 24:5

My wife and I don’t make $90,000 a year as software engineers (kudos to those that are!), we didn’t inherit thousands of dollars to invest in real estate, and we don’t even (yet) have Bachelor’s degrees.  We’re not best-selling authors, amazing salespeople, or super geniuses.

We’re an ordinary couple who desire to get out of the rat race and not be slaves to the 9-5 job for the next 40 years. We hope to enjoy traveling, spending time with family and friends, and to ultimately take back our financial freedom from the norm. We hope to be that couple who can pass on our lessons learned (and mistakes to avoid) for the benefit of others.

Our overall goal = Reach Financial Independence. We’ll deep dive into this later and flesh out specifics, but for now, that’s where you and I are headed.


Here are a few questions to ask yourself as we get started:

Do you feel the strain of the 9-5 career, and aren’t sure how to get out? Would you rather work for the next 30-40 years at various jobs EVEN if it means a huge house or fancy car, or work towards financial independence that doesn’t rely on a job and be free to pursue your enjoyments in less than 30-40 years?

It’s time to take a financial inventory of your life, and walk down the path to financial independence with us!

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