Without a savings account buffer with 3-6 months of expenses saved, we'd be feeling the heat, and would probably jump at any job offer that comes through. However, we're in a position to be a little picky *because* of this savings buffer. Join us as we share why a savings buffer is an important part of a budget!
Hi friends, and welcome back! Here at Pocket Change Lifestyle, we are all about charting our course to financial independence by saving our pocket change! In other words, whatever we can set aside for the future to reach our goals, we do. Our plan is simple, so if you’re new here, check out the Start … Continue reading A Threat to Financial Independence and a Plan
Planning for your retirement is paramount, but sometimes it's hard to find motivation. Here are a few questions for thought, and some staggering statistics. What financial path are you on?
As Baby Pocketchange's arrival approaches, we've realized that our journey to financial independence is going to take a hard fork in the road. It's time to sit down and plan out the next few months!
Welcome back, friends! In our last post, we discussed that our finances were a bit off track and took a deep-dive into our budget and expenses to make some adjustments. If you missed that post, go give it a quick read (it's short) then come on back. We've been looking for ways to increase our income … Continue reading Legit Ways to Earn Extra Cash
As we recover from recently traveling for our babymoon, VBS, and other stresses, it's time to get back on track with our budget and finances as we pursue FIRE.
In our final post in the three-part series, we discuss the innate problem with budgets. Join us as we close our series on Budgeting Gives You Freedom!
In part 2 of our series, we're diving into our budget categories looking for ways to reduce expenses. Find some valuable suggestions on areas budget categories to save money!
In part 1 of 3, we'll take a look at how budgeting gives you the freedom to spend! Part 1 of the series addresses the purpose of a budget and identifying budget categories.
It's time for another budget evaluation because we've had some extra expenses present themselves in the past few months. Join us on our journey to FIRE!